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Morningstar® Retirement ManagerSM

How often have you heard the question: "How should I invest my retirement money?"

Wouldn't it be nice to give your participants the specific answers they are looking for? Now, you can with the help of Morningstar Retirement Manager, a leading Internet-based investment advisory service. ADP Retirement Services is making this value-added service available to 401(k) clients - at your option - by connecting our plan recordkeeping system with the Morningstar Retirement Manager Web site. Your plan participants will be able to obtain the service through the Participant Web site.

Morningstar Retirement Manager:

  • Helps your participants to reach their retirement savings goals
  • Potentially improves plan participation rates
  • Helps your company to minimize potential fiduciary liability under participant-directed plans
  • Offers participants choice of two personalized advisory solutions

    - Managed by Morningstar for participants who prefer to have their accounts managed by investment professionals
    - Managed by You for participants who prefer to manage their own accounts, assisted by the recommendations and resources offered by Morningstar
Who is Morningstar?

Morningstar Associates, LLC is a registered investment advisor and wholly-owned subsidiary of Morningstar, Inc., a company known for being a trusted source of insightful information on stocks, mutual funds, and other investment products.

NOTE: Advice is based on the investment options in your plan.

©2006 Morningstar Associates, LLC. All rights reserved. Morningstar® Retirement ManagerSM is offered by and is the property of Morningstar Associates, LLC, a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. Investment advice, recommendations and suggestions generated by Morningstar Retirement Manager are based on information provided and limited to the investment options available in the defined contribution plan. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time. Advice is provided solely by Morningstar Associates, LLC. Neither ADP, Inc. no its affiliates provide investment advisory or management services. ADP does not endorse, nor accept any responsibility for the content, products, and/or services provided by third parties.

Investment options are available through ADP Broker-Dealer, Inc., One ADP Blvd., Roseland, NJ 07068, a subsidiary of ADP.

Please note: Investment advice is not available in all ADP products. Please contact your Client Service Representative to find out if this feature is available for your Plan.

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